Sursum Terra

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Welcome to
Sursum Terra

We provide you with insider experience and actionable methods to support business banking loan approval, reduce interest rates and fees, lower security requirements, obtain a manageable covenant structure, and outsource tasks so you can focus on running your business successfully all while keeping more profit for yourself.

Our Services

About Us

Arber Ago - Principal

With 10 years of experience in banking and business lending, Arber Ago provides expert advice and personalized solutions to help clients achieve their business goals. Having managed and underwritten loans for hundreds of companies in a variety of industries, Arber has a deep understanding of the lending landscape and is skilled in identifying opportunities and developing strategies to secure funding with favourable rates and terms. With a commitment to integrity and excellence, we ensure that our clients receive the highest level of service and support.

Our Services

Our Mission

At Sursum Terra, our mission is to empower our clients to achieve their financial goals through expert advice, personalized strategies, and unwavering dedication to their success. We strive to be a trusted partner, providing clear and transparent guidance every step of the way, as we help businesses navigate the complex world of business lending in any market condition.

We aim to provide you actionable support towards obtaining approval, lower interest rates and fees, competitive security structure, manageable covenant structure, and outsourcing tasks so you can focus on running your business successfully all while keeping more profit for yourself.

Testimonials

I highly recommend Sursum Terra! Arber’s assistance and report was instrumental in helping me obtain loan approval and secure better pricing on my loan. Arber provided valuable guidance and support throughout the entire process, and his advice helped me present my business in a very sophisticated way to multiple banks. I will be going back to Arber in the future when I require more financing for additional warehousing.
Nathan FThird Party Logistics, Oakville ON.
I purchased my dental practice in December 2022. Arber guided me throughout the entire process making it much easier for me to focus on work instead of being bogged down with cumbersome bank processes and documents in the loan application process. Arber suggested I go to multiple banks and using his experience in Banking, provided me with a script for how to get a better interest rate and all fees waived. Highly recommend his services!
Jay K.Dentistry, Toronto ON.
My controller forwards Sursum Terra our monthly AR, AP, and Inventory listings and quarterly financial statements reporting on scheduled dates. Sursum runs the calculations and provide us with an easy-to-understand analysis of the results before sending them our Banker and managing communications. Overall happy with this service as it provides us with valuable insights and allows for less distraction in our day-to-day duties.
Turner G. Manufacturing, Ajax ON.